You know those nights where you just can’t? When cooking feels like a chore, your fridge is half empty, you don’t want to spend money on takeout (again), and cereal just isn’t going to cut it? That’s when this 20-Minute Tortilla Soup swoops in to save the day.
This is my ultimate “I need dinner now” meal—and it hits the spot every time. And if I have leftover tortilla chips for any reason, this soup is a phenomenal way to get them eaten up quickly.
Shelf-Stable Hero
Here’s the beautiful thing: everything in this soup (minus the toppings) is shelf-stable. You can stock your pantry with the core ingredients and know that even on your most exhausted or chaotic days, you’ve got a flavorful, comforting meal ready to go. No thawing. No chopping. No thinking.
That said, while the canned version is totally tasty on its own, I highly recommend adding a few fresh garnishes—especially avocado and cilantro—at the end. It really brightens everything up and keeps it from tasting like, well, canned soup. A squeeze of lime goes a long way, too.
A Family Favorite
This recipe originally came from my mother-in-law, who is the queen of practical, delicious dinners. Like many of her best recipes, it’s simple, foolproof, and full of flavor. It’s also a hit with the whole family—my husband lights up when he smells it on the stove, and even my kiddo will slurp down a bowl (as long as I let them crush tortilla chips on top).
If you’re into Tex-Mex flavors, love avocado, or just need more “dump-and-go” meals in your life, this one’s a keeper.
Ingredients (a.k.a. Pantry MVPs)
Here’s what you’ll need for the the soup:
- 3 10 oz cans of Ro-Tel tomatoes & green chiles
- 1 can of refried beans
- 42 oz of chicken broth
- 1 can of corn
- 1 can of black beans
- 1 can of chicken (preferably about 12.5 oz)
Yep! You basically just dump it all into a pot and warm it up. Noice!
How to Make It (Spoiler: It’s Ridiculously Easy)
- Add the Ro-Tel, refried beans, and broth to a pot and heat to a simmer while stirring and breaking up chunks of beans.
- Add all remaining ingredients (except lime juice and toppings) to the pot. Stir everything together.
- Bring to a gentle boil, then reduce heat and simmer for 5-10 minutes to let the flavors meld.
- Squeeze in the lime juice, taste, and adjust seasoning as needed.
That’s it. Done. Finished. Soup’s on!
Don’t Forget the Toppings
While the base is delicious on its own, the toppings are what make this feel like real tortilla soup. I like to set out a topping bar so everyone can customize their bowl. Here are our go-tos:
- Tortilla chips (or crispy tortilla strips if you’re feeling fancy)
- Diced avocado
- Fresh cilantro, chopped
- Shredded cheese (cheddar, Monterey Jack, or a Mexican blend)
- Sour cream or Greek yogurt
- Sliced jalapeños (for the heat lovers)
- Extra lime wedges for serving
The combo of warm soup and cool, creamy toppings is chef’s kiss perfection.
Make It Your Own
This recipe is wonderfully flexible. You can tweak it based on what you have on hand or what your tastebuds are craving. Here are a few easy swaps or additions:
- Vegetarian? Skip the chicken and use veggie broth. Add an extra can of beans for heartiness.
- No beans? Use lentils, chickpeas, or skip them altogether.
- Spicier? Add more chili powder or a dash of hot sauce.
- More veggies? Toss in some chopped bell peppers or spinach.
It’s also great for meal prep. Make a double batch, and you’ve got lunches or easy dinners ready to go. The flavors get even better the next day.
Final Thoughts
I can’t tell you how many times this 20-Minute Tortilla Soup has saved my evening. It’s everything I want in a go-to meal: fast, filling, flavorful, and flexible. And because the ingredients are mostly shelf-stable, it’s the kind of thing you can always have on standby for those inevitable “what’s for dinner?” moments. When the weather is rainy and you are getting sick of grilled cheese with tomato soup, but also want dinner done within 30 minutes, this recipe is a lifesaver.
Recipes like this one are why I started Stir & Chill in the first place—to share the kinds of meals that make life a little easier and a lot more delicious. So next time you’re tired, hungry, and tempted to hit the drive-thru, give this soup a try instead. You’ll be surprised just how much comfort can come from a can (or five).

20 Minute Tortilla Soup
Equipment
- 1 Large pot
Ingredients
Soup Base
- 3 10 oz cans Ro-Tel tomatoes & green chilies *If you do not handle spice well, do the mild
- 1 can refried beans
- 42 oz chicken broth 3 14 oz cans
Add-ins
- 1 can corn
- 1 can black beans *drained and rinsed
- 1.5 cups chicken *shredded, I usually just use whatever canned chicken I have in the pantry
For Serving
- Tortilla Chips
- Monterey Jack Cheese
- Cilantro Minced
- Avocado Diced
Instructions
- Add Rot-Tel, refried beans, and broth to the pot. Warm the mixture on high heat for 5 minutes and stir to break the refried beans up and dissolve them into the soup.
- Stir in the corn, beans, and chicken. Let simmer for 5-10 minutes. I reccommend you prepare your toppings during this time.
- Serve with tortilla chips, monterey jack cheese, cilantro, and avocado.
Notes
- I usually just use a can of whatever size that I have lying around. Usually, that’s a 12.5 oz can, but I have used larger cans and smaller cans and the soup always turns out fine. Don’t stress the quantity too much!
- You can make the soup without the fresh ingredients, but I highly recommend them as everything tastes very canned when you don’t. The fresh ingredients brighten the flavor and make it much tastier!













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